Personal / Issue No. 01
One place for balances, cards, transfers and currency exchange, designed around how you actually spend and move money.
Scroll to browse — 04 products01 — The index
Four products. One interface.
- 01AccountsLive balances, payments and statements in one view.Balances, in real time
- 02CardsVirtual and physical cards with controls that respond in a tap.Freeze & limits, instantly
- 03TransfersRate and fee shown upfront, tracked door to door.Local & global rails
- 04Currency exchangeConvert between currencies with nothing hidden at confirmation.Live, transparent rates
02 — In the everyday
Where the products actually meet your day.
Checking a balance
Before you order, before you commit — the number is always current.
Freezing a card
A lost wallet stops being a crisis the moment you tap freeze.
Sending abroad
A rate and fee you can see before the money moves.
Converting for a trip
A little cash, changed at a rate you actually understand.
03 — Your month, explained
A month, told in four moments.
Nothing dramatic — just the ordinary rhythm of money coming in, going out, and occasionally crossing a border, made legible from the first day to the last.
Payday lands
Salary arrives and the balance updates in real time — no waiting for it to "clear" before you can see it.
The month runs
Rent, groceries and subscriptions leave on schedule; every line is timestamped and easy to trace back.
Something abroad
A transfer to family, or a currency conversion before a trip — the rate and fee are shown before you confirm.
You check in
A statement, a quick balance check, a freeze if a card goes missing — small moments, always in view.
04 — By the numbers
0
Products in one interface
0
Hidden fees at confirm
24/7
Balance & activity visibility
Money decisions should take seconds, not evenings.
Spuke — personal banking
05 — Questions
Frequently asked
Spuke is a financial technology platform that brings accounts, cards, payments and currency tools into one interface, delivered together with licensed service providers.
Create a profile, confirm your contact details and complete verification. Available services are activated once the compliance review is finished.
Supported currencies vary by market and product. You can review currency support on the availability page before applying.
Open the card in the app and use the freeze control. The card stops authorising new payments immediately and can be unfrozen the same way.
Get started
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Get started in minutes, subject to verification and eligibility in your country.
Spuke is a financial technology platform. Account, payment, card and currency services may be provided by licensed financial institutions and programme partners. Product availability is subject to eligibility, verification and partner approval.