Business / Payments — Operations control room

Live

Pay anyone, anywhere — under control.

Send local and international payments individually or in batch, with an approval flow that keeps finance in control at every threshold.

6Payment types
4Status stages
1Approval workflow

0

Queued

0

In review

0

Settling

0

Completed today

Payment rails

Ways to move money

Local payments

Pay suppliers using local rails, where supported.

In-market

International payments

Rate and fee shown before you confirm.

Cross-border

Batch payments

For payroll-adjacent or supplier runs.

Bulk upload

Scheduled payments

Queue a payment to be sent later.

Future-dated

Recurring payments

Set up repeat payments for regular obligations.

Repeat

Payouts

Send funds to contractors, marketplaces or vendors.

Outbound

The rail used for a payment depends on the currency, destination and infrastructure partner involved.

01Approval chain

Who signs off, and at what threshold

Set thresholds once, and every payment routes itself through the right chain of approvers — from a single manager to dual director sign-off.

01

Requester

Any amount

Prepares a payment or batch run

02

Manager

Up to €10,000

Single approval clears for send

03

Finance lead

€10,000 – €50,000

Second approval required

04

Two directors

Above €50,000

Dual sign-off, logged to audit trail

Thresholds are configurable per entity. Every step of the chain — request, approval and release — is timestamped and attributable to a named user.

02Batch run

Inside a supplier payment run

One file, five recipients, four currencies. Prepared once, approved by two people, tracked to settlement — no spreadsheets, no chasing.

Run #4820 · Suppliers · MarchProcessing
PrepareReviewApproveSendSettle
RecipientAmountStatus
Studio Nord — supplier€4,200.00Approved
J. Alvarez — contractor$1,850.00Approved
Rendermill GmbH€9,020.00Pending approval
K. Tanaka — contractor¥210,000Approved
Northline Logistics£3,410.00Held

€21,340

Total value

4

Currencies

2 of 2

Approvers

1.4 h

Median settle

Available payment rails vary by currency, destination, account type and infrastructure partner.

Illuminated globe representing global payment reach

Reach recipients across markets from a single approval flow.

Payment reach — 03Global rails

Set your approval chain

Send your first payment run

Configure thresholds and open an account to start paying with control.

Spuke

Under construction

Coming soon

We're building the
future of banking.

Spuke is almost ready. Until then, reach out — we'd love to talk.