Business / Team cards

One card
per role.

Spuke Business

•••• •••• •••• 4821

Cardholder

A. Klein — Finance

Limit

€8,000 / mo

Issue virtual and physical cards to employees and contractors with limits and category rules that match your spend policy — every card traceable to a role, a limit and an owner.

Formats
Virtual & physical
Controls
Per-card limits
Rules
Category-scoped
Response
Freeze, instantly

01 — Specimen

Card materials, up close

Macro detail of a business card surface
Fig. 01Card body, machined edgePhysical
Card handed across a desk
Fig. 02Issuance, hand to handHandling
Cards laid out on a tabletop for review
Fig. 03Roster review, tabletopReview
Travel — €1,500/moSoftware — €400/moSupplies — €3,200/moNew joiner — €250/moEntertainment — €600/moDefault — €1,000/mo

02 — Permission matrix

Who can do what, by role

ActionAdminFinanceManagerMember
01Issue new cards
02Set/change limits
03Freeze / revoke
04View own transactions
05View team transactions
06Export statements

03 — Roster

Every cardholder, one line of control

Ada Klein

Finance lead

Physical

All categories

€8,000 / mo

Active

Marcus Boyd

Sales

Virtual

Travel

€1,500 / mo

Active

Priya Nair

Engineering

Virtual

Software

€400 / mo

Active

Elin Sørensen

Operations

Physical

Supplies

€3,200 / mo

Active

Théo Marchand

New joiner

Virtual

Software

€250 / mo

Active

These are illustrative starting points: travel cards capped monthly, subscription cards limited to a single recurring merchant, and new-joiner cards with a lower default limit during onboarding.

04 — Issuance timeline

From request to activated card

01

Request

Admin or finance role opens a card request with role, limit and category.

02

Approve

A second approver confirms the limit against the spend policy.

03

Issue

Virtual card is live instantly; physical cards enter production.

04

Deliver

Physical cards ship, virtual cards appear in the wallet immediately.

05

Activate

Cardholder activates and sets a PIN from the app.

Spend visibility shouldn't wait for the end of the month.

Finance, in real time

Issue a card

Issue your first team card

Set up limits and categories that fit how your team spends.

Card type and availability depend on the issuing partner and customer eligibility. Card availability depends on the card programme, supported countries and successful verification.

Spuke

Under construction

Coming soon

We're building the
future of banking.

Spuke is almost ready. Until then, reach out — we'd love to talk.